Why Unions Choose BeneCard PBF
Lowest Net Cost & Full Transparency
Our acquisition cost-plus pricing model ensures 100% visibility into every dollar spent. We operate on an administrative fee-only, zero spread model, eliminating conflicts of interest and passing all savings directly to you.
Highlights of Our Model:
- Actual acquisition cost at mail and specialty pharmacies.
- Actual retail network contract pricing.
- Rebates at all channels.
- Over-performance passed to clients.
- Powerful clinical program savings at no additional cost.
Advanced Clinical Programs
We go beyond cost savings—our clinical programs improve member health and reduce waste.
Our suite includes:
- Specialty Pharmacy Programs with personalized patient support.
- Fraud, Waste, & Abuse prevention.
- Medication Adherence & Therapy Management.
- Clinical Review & Step Therapy programs.
- Concurrent and Retrospective Drug Utilization Reviews.
In 2025, these programs delivered more than $36 million in savings, all while elevating quality of care.
Copay Assistance Savings for Union Members
Through BeneCard PBF’s Copay Assistance Program, union members have experienced significant financial relief on high-cost medications.
Unmatched Service
Our service model is built around accessibility and proactive support:
- 24/7/365 Member Service Representatives and pharmacist consultations.
- Online member portal with tools like My Pharmacy Finder, drug pricing quotes, formulary review, and mail-order refill management.
- Executive oversight and dedicated account management teams.
- Customizable reporting, predictive analytics, and plan design modeling.
About Our Partner – DVHCC
The Delaware Valley Health Care Coalition (DVHCC) is the largest labor-oriented health care coalition in the nation. Founded in 1995, DVHCC represents over 225 groups and more than 3 million lives across fourteen states and the District of Columbia.
DVHCC’s mission is to control and reduce health care costs for its members through deep discount mass purchasing, while promoting innovative, high-quality health care solutions. Members include multi-employer trust funds, labor unions, governmental entities, law enforcement, emergency services, and school districts.
By joining DVHCC, unions gain access to:
